How is Stephen Ng Financial Group™ different than your current Brokerage Firm?

 

Have you ever felt that your commission-based stock broker was calling to get you to buy or sell a stock mainly to make a commission? Worse, have you ever seen transactions on your statement that you did not authorize?

 

Stephen Ng Financial Group™ offers fee-based* account management through SagePoint Financial, Inc. Portfolios are managed on a fee basis so we have less motivation to make unnecessary trades in your account. We are not stockbrokers. We are Investment Advisor Representatives, providing a methodical method of managing investment portfolios.

 

Who does Stephen Ng Financial Group™ transact business through?

 

All securities accounts are offered through SagePoint Financial, Inc. SagePoint Financial, Inc., is also a member of SIPC (Securities Investor Protection Corporation) and is a FINRA member firm.

 

Your check is always made payable to an investment firm, or in the case of insurance, an insurance company. You will never make a check payable to Stephen Ng Financial Group™. We never take custody of your funds and your funds are never co-mingled with ours.

 

What Can We Offer That Other Investment Advisors Do Not?

 

We specialize in dealing with pre-retirees and retirees. We do not pretend to know everything. For example, most people think that there is no escape from taxes on IRA withdrawals. Many people think that a living trust removes estate taxes. Many people do not realize that there are 2 assets that are double taxed at death; and the sale of real estate is always a taxable event.

 

Pre-retirees and retirees looking for a way to potentially improve their investment returns and to help preserve their principal are those that choose the services of Stephen Ng Financial Group™.

 

* Fee-based accounts may not be appropriate for all investors, that fees are assessed regardless of portfolio performance, and depending on the trading activity of the investor, that a fee-based account may be more expensive than a traditional commission based account.

51 JFK Parkway, Suite 245, Short Hills, NJ 07078

 
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