Our Approach

Stephen Ng Financial Group™ is a professional firm working exclusively with pre-retirees and retirees to help preserve their wealth, both at an individual and institutional level. At the institutional level, we specialize in 401(k) and 403(b) strategies for small to mid-sized companies, including retirement plan design, administration and oversight.

Services provided:

Estate Planning -- We show you how to help avoid estate taxes, which are paid by single people with estates over $5.12 million (2012) and couples with estates over $10.24 million (2012). Even if you have a living trust you may still pay estate taxes unless you take steps to help avoid them.

Long Term Care protection or qualification for Medicaid -- We act as brokers (not salespeople) to find you the best coverage within your budget for long term care protection.

Investment Management *-- Make the appropriate investment choices given your tolerance for risk.

Retirement Planning *-- Ways to invest and get money out of IRAs, Rollovers and Pensions.

Annuities and Insurance -- To seek the highest returns to shelter assets and defray taxes.

Employee's 401(k)/403(b) Services -- Work with different plan providers to customize a competitive and efficient plan.