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Stephen Ng Financial Group™, LLC

Office: 973-218-9600

Fax: 973-218-0303

633 Morris Avenue

Springfield, NJ 07081

Info@StephenNgFG.com

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The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.

Copyright 2019 FMG Suite.

*Securities and Investment advisory services offered through SagePoint Financial Inc., member FINRA/SIPC and registered investment advisor. Insurance services offered through Stephen Ng Financial Group™, who is not affiliated with SagePoint Financial, Inc. SagePoint Financial Inc. does not give tax or legal advice.

This communication is strictly intended for individuals residing in the states of AR, AZ, CA, DE, FL, GA, ID, KS, MA, MD, MI, NC, NJ, NY, OH, PA, SC, TX, and VA. No offers may be made or accepted from any resident outside the specific state(s) referenced.

IMPORTANT CONSUMER INFORMATION

A Broker/dealer, investment adviser, BD agent, or IA rep may only transact business in a state if first registered, or is excluded or exempt from state broker/dealer, investment adviser, BD agent, or IA registration requirements as appropriate. Follow-up, individualized responses to persons in a state by such a firm or individual that involve either effecting or attempting to effect transactions in securities, or the rendering of personalized investment advice for compensation, will not be made without first complying with appropriate registration requirements, or an applicable exemption or exclusion. For information concerning the licensing status or disciplinary history of a broker/dealer, investment, adviser, BD agent, or IA rep, a consumer should contact his or her state securities law administrator.