Our Services
Working with individuals and families in all stages of financial planning, we offer a wide array of services, including:
Financial Planning
We create your financial plan — or tweak the one you already have — and put it into action and monitor your progress. Our aim is to ensure growth and preservation of your hard-earned capital before and during your retirement.
Investment and Asset Management
As you look toward retirement, you are likely focused on risk-adjusted portfolios and protecting the wealth you have accumulated. We help you analyze your income sources and determine how to match them with future expenses, while also considering lifestyle decisions and current needs.
Retirement Income Planning
We can help you address your most pressing income questions, such as how to shift from retirement savings to retirement income, how to estimate monthly income and how to ensure your retirement assets last.
Tax Reduction Planning
Taxes are unavoidable, but there are ways to minimize the amount of taxes you might have to pay. Most people do not have a strategy to convert taxable or tax deferred money to tax free money. Our advisors have extensive knowledge in tax-reduction planning and can consult with our team of CPAs, when necessary.
Risk Management
As we age, the need for insurance may change and likely increase. Products like life and long-term care insurance provide ways individuals can protect their family and their assets. We can help you determine appropriate options when it comes to your protection needs.
Social Security
As you approach retirement, you may have questions about Social Security. We can help you determine things like when to take Social Security and which spousal benefits you and your partner are eligible for.
Estate Planning
The financial side of estate planning is sometimes overlooked and can have a great impact on your family. We can help you articulate your estate planning needs and coordinate with our team of professionals, such as attorneys and CPAs.
Business Planning
For clients who are fellow business owners, we help with business strategies, including tax and succession planning as well as the sale of a company and the deployment of those assets.
Our Health, Wealth and Time Planning Process
Getting the stars – health, wealth and time – to align takes forethought. It takes a plan. Here’s how we get you on a path to financial empowerment and keep you moving forward years from now.
Discover What does health, wealth and time mean to you? In this initial stage, we get to know you – your values, your goals and what matters most to you.
Plan We develop a plan based on your goals, risk profile and unique situation. As we develop wealth strategies for you and your plan, we commit to providing education around those strategies so that you are 100 percent confident in the path ahead.
Implement We put your plan in action. We keep you enlightened and educated along the way with commentary and thought leadership. And the work isn’t done because we always have to monitor your plan and your progress toward your goals.
Monitor We keep an eye on your life events and your plan. When something is out of balance when it comes to your health, wealth and time, we’re ready to realign.